Credit Risk Analyst at Talent House Ltd

This website uses cookies to ensure you get the best experience on our website. Learn More We have started building our professional LinkedIn page. Follow We are a leading recruitment and HR consulting firm that operates as a link between people and companies in achieving a shared purpose. We offer creative, effective and flexible solutions that not only help individuals discover their career paths but provide organizations with talent they can recruit, develop and retain. Mighty Fin is seeking a highly analytical Credit Risk Analyst with direct experience in digital lending, microfinance risk management, and credit analytics. This is not an entry-level analyst role. The candidate must already understand how to manage fast-moving lending portfolios in emerging markets and should be comfortable working with alternative data, behavioral scoring, fraud monitoring, and delinquency analytics. Monitor and optimize portfolio risk performance Conduct borrower and sector risk analysis Support credit policy refinement and scorecard development Analyze repayment behavior and delinquency trends Detect fraud patterns and suspicious lending behavior Produce risk dashboards and portfolio reporting for management Minimum 3–5 years experience in: Experience analyzing unsecured consumer or SME lending portfolios Experience working with high-volume loan books Ability to independently identify portfolio deterioration trends and recommend corrective action Experience with SQL, Power BI, Python, or analytics systems is a strong advantage The incumbent will receive a competitive salary commensurate with experience.